Disability – Long Term(LTD)

Long-term disability (LTD) insurance can cover a variety of conditions, including: chronic pain, loss of a limb, mental health conditions, medical conditions that impact your motor function, and illnesses that make it difficult to work.
  • Income replacement: LTD insurance can replace a portion of your income, usually between 50–70% of your pre-disability earnings. Benefits are typically paid until you recover from your disability, reach a certain age, or retire.
  • Business protection: Some LTD policies can also protect your business if you own a small business.
  • Expense coverage: LTD insurance can help you pay for expenses to maintain your standard of living.

Disclosure: Coverage is subject and limited to plan options selected as described in the policy packet..

Dental Insurance For Cost Savings Large And Small

What Our Customers Say

Navigating insurance is something that is a huge stressor for me, with the birth of my
daughter came time to switch insurance plans and Juan made the process so much
smoother. We are so thankful!

Cara M. 
Cara M.

Transitioning into a new healthcare system is stressful however it was seamless with Juan. Juan is very informative, professional and knowledgeable. He’s always available for questions which is rare these days.

Debbie J. 
Debbie J.

I was looking for health insurance that would fit my budget, and Juan, my agent, really
delivered. He took the time to understand my needs and made several thoughtful
suggestions that helped me find the best plan within my price range. His knowledge and
understanding of the different coverage options were impressive, and he made the
whole process smooth and stress-free.

Rose L Dunn Realtor 
Rose L Dunn Realtor

Juan took the time to really understand both my needs and my spouse’s, helping us create a custom health plan that works perfectly for us. I’m in between jobs, and Juan was able to find me an affordable healthcare plan that’s even better than what my previous job offered. His attention to detail and genuine care for our well-being made all the difference. Highly recommend!

Salbih M. 
Salbih M.

We have been with JP Direct Health for several years, and I truly appreciate the prompt response and first-class service they have consistently provided to me and my company ,Tow star inc.

BJ Y. 
BJ Y.

Juan is an amazing resource for shopping for insurance. He is not only so very knowledgeable; but he is honest, trustworthy and will make sure to meet your expectations and budget with various solutions!

Diesel Signs and Displays 
Diesel Signs and Displays

I can’t express how much Juan has helped me throughout the whole process of getting health insurance! He walked me through everything so thoroughly so I know exactly what I’m paying for unlike other insurance companies. I highly recommend him for your health insurance needs!

Mariah G. 
Mariah G.

Juan is the BEST! He took the time to meet up with my husband and I to answer all the questions we had over the paper work, and was very detailed and thorough. He is truly caring and honest and I highly recommend JP Direct Health to anyone looking for affordable health insurance plans

Ashley B. 
Ashley B.

Juan has been helping my husband and I navigate the confusion of the health insurance market for many years. He is always available to answer questions. Most recently he helped us to improve my coverage in the most cost efficient manner.

Jill O. 
Jill O.

Juan was so helpful and was able to find me a medical plan that has everything my family needs! Highly recommend you give him a call to see if he is able to help you with your insurance needs and he might save you some money too👍👍

Deanna W. 
Deanna W.

Juan was fantastic when we called to get some options for health insurance. He explained all of the options thoroughly and clearly!

DJ Shirley 
DJ Shirley

Juan did such an amazing job helping answer all of my questions! He was patient with me through the process and took the time to explain (and re-explain) each time I had questions. I feel very confident in my decision to work with Juan for my health insurance. I’ve been fortunate to get to know him and he’s such a genuine person. It’s reassuring to know he’s looking out for my best interest! Thanks for all of your help Juan!

Brittany W. 
Brittany W.

We had a great experience dealing with Juan . He was able to take time to come talk with myself, and our employees explaining the different types of coverages for our health insurance very knowledgeable, Highly recommend.

Jacob P. 
Jacob P.

Juan was incredibly kind and took the time to explain the entire Medicare enrollment process to me with great clarity. He also assisted me in selecting the supplementary plans that best fit my needs. I truly appreciate his patience, expertise, and comprehensive assistance.

Carmen I. 
Carmen I.

Juan was as always very helpful in helping me get the best insurance possible. He really does care and knows to listen to my concerns. I truly appreciate his time, expertise and understanding. Thank You Juan once again!

Daisy E. 
Daisy E.

Affordable & Personalized Coverage For Individuals, Families, and Small Businesses

Get A Quote