Long Term Care (LTC)

Long-term care insurance is a type of insurance that can help pay for services that assist with daily activities and long-term care needs:
  • Activities of daily living: Such as eating, bathing, dressing, and using the restroom
  • Supervision and protection: Including reminders to take medicine
  • Care settings: Such as nursing homes, assisted living facilities, adult day care centers, and in-home care
  • Other services: Such as hospice care, respite care, memory care, and caregiver training.

Long-term care insurance is different from traditional health insurance, which focuses on treating illnesses. Long-term care insurance can help cover the cost of care that's not usually covered by traditional health insurance.  Nearly 70% of Americans who turn 65 will need some long-term care and support.

Disclosure: Coverage is subject and limited to plan options selected as described in the policy packet.

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What Our Customers Say

Navigating insurance is something that is a huge stressor for me, with the birth of my daughter came time to switch insurance plans and Juan made the process so much smoother. We are so thankful!

Cara M. 
Cara M.

Transitioning into a new healthcare system is stressful however it was seamless with Juan. Juan is very informative, professional and knowledgeable. He’s always available for questions which is rare these days.

Debbie J. 
Debbie J.

I was looking for health insurance that would fit my budget, and Juan, my agent, really
delivered. He took the time to understand my needs and made several thoughtful
suggestions that helped me find the best plan within my price range. His knowledge and
understanding of the different coverage options were impressive, and he made the
whole process smooth and stress-free.

Rose D. 
Rose D.

Juan took the time to really understand both my needs and my spouse’s, helping us create a custom health plan that works perfectly for us. I’m in between jobs, and Juan was able to find me an affordable healthcare plan that’s even better than what my previous job offered. His attention to detail and genuine care for our well-being made all the difference. Highly recommend!

Salbih M. 
Salbih M.

We have been with JP Direct Health for several years, and I truly appreciate the prompt response and first-class service they have consistently provided to me and my company, Tow Star Inc.

BJ Y. 
BJ Y.

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